Control Your Finances
Pay Digitally, Even When Offline
Nigeria's first mobile wallet enabling secure phone-to-phone payments without internet
Get Started
All Nigerian Banks Supported
0%
Fee
0%
Without Internet
Our Services
Backed by Ooni of Ife Rural Inclusion Initiative
Pay Without Internet
Make secure transactions anywhere, even with no network connection
Bank-Grade Security
Multi-layer security with offline ledger, biometrics, and real-time fraud detection
Simple to Use
Just bring phones close together to make instant payments
How It Works
Start Making Offline Payments in Minutes
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Download OIIPAY
Link Your Bank Account
Set Your Preferences 
Start Transacting
Perfect for Every Nigerian Business
Market Vendors
Never miss a sale due to network issues
Street Hawkers
Accept digital payments on the move
Small Businesses
Reliable payments anywhere
Features
Zero Setup Cost
Works Offline
Instant Payments
Complete Transaction History
Trust & Security
Your Money
is Safe with OIIPAY
Ensuring Offline Transactions with Our Unwavering Security Guarantees
- Bank-Grade Security
- Multi-Factor Authentication
- Real-Time Fraud Detection
- All Nigerian Banks Supported
